Features, integrations, availability, storage limits, and pricing may change. You are responsible for your account activity. Connected providers remain governed by their own terms and policies; review permissions before connecting them.

Cosmic is not a bank, does not hold customer funds, and does not guarantee that connected balances or transactions are current, complete, or error-free. Financial connectivity depends on third-party provider and institution availability; no provider covers every institution. Connected Finance data is informational and may be delayed or unavailable when an institution or provider is unavailable. Do not use Cosmic as a substitute for professional financial, medical, legal, academic, or safety advice.

Free-plan surfaces may include clearly labeled advertising when enabled and approved. Cosmic+ benefits may include ad-free use and other features described in the product. Cosmic does not guarantee advertising inventory or revenue.

Cosmic+ billing is handled by Stripe when configured. Stripe's payment and billing terms also apply. We may suspend or terminate accounts that violate these terms or create security risk. Account deletion is handled through the Account page and may be irreversible. Cosmic is provided on an “as available” basis and is not responsible for third-party services or content.

Questions, bug reports, and feedback can be submitted through the public Support route.